David is by far the best in his business. When I was refinancing my home he was able to lock in a rate the other big lenders said was not possible. He just makes the whole buying/refinancing process easy and keeps me in the loop at all times. If I have any questions he’s immediately available or gets back with me promptly even after hours and on weekends; and that’s important to me because I’m not a patient person. He’s trustworthy and hard working. I send all my friends and co-workers his way and he’s never disappointed. He knows his business well!