Dave Your Mortgage Guy
My name is Dave Krichmar and I am your Mortgage Guy. Whether you are buying your dream home or refinancing that home, I will help you thru the whole process. And make sure you get the best mortgage Possible!!
Speak to a local mortgage professional
No obligation, no credit check
1-Minute request
Lending across every life stage
First-time buyers
Move-up & downsizing
Refinance
VA & FHA
Investors
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- 5-star reviews
In their words, not mine.
5.0
153 reviews
Dave the mortgage guy and his team made my 1st time home purchase effortless and they were by my side every step of the way, highly recommend! If you are needing a home loan, they will definitely take care of you!! 10/10
Dave was absolutely amazing to work with! He made it happen when nobody else could and got me approved for my dream home! Been living there for 6 months and couldn’t be happier!
We couldn’t be happier with Dave and the entire lending team! They made the funding process incredibly smooth and stress-free, especially since we were buying our home from out of state. Communication was great, everything was handled efficiently which made the entire process so easy for us.Thank you, Dave and team for making our home purchase a seamless experience! 🏡❤️Highly recommend Dave and his team!
Dave has been a good friend for 20 years but as a Loan Officer he has been even better! He and his team are awesome! As an almost 30 year real estate broker and investor, I highly recommend Dave the Mortgage Guy!
I have bought many homes over the years, and I can say without a doubt that this was the easiest and smoothest mortgage process I have ever experienced.Dave and Sarah, are an absolute dream team. From day one, Dave was incredibly knowledgeable, proactive, and transparent about our options. When it came to the paperwork, Sarah kept everything moving flawlessly behind the scenes. They were both extremely communicative, always staying one step ahead and making sure there were zero surprises along the way.If you want a stress-free home buying experience with professionals who actually deliver on their promises, look no further than Dave and Sarah. I cannot recommend them highly enough!
Working with this mortgage company is the easiest process you'll ever experience. They make the document submission very simple and signing even easier, the the staff are kind and supportive.This is my second time financing with them. I will certainly use them as needed, moving forward. I highly recommend giving them a try.
David and his team were phenomenal throughout my whole experience. They answered all my silly questions without hesitation and helped me understand the whole process along the way. They were kind, knowledgeable, and respectful. As a first time home buyer, I would definitely recommend Dave Your Mortgage Guy!
Dave and Sarah are amazing super fast in responding and truly the best!!!
Dave a true is all pro. His expertise guided us to a home we love. He negotiated closing, and we purchased our home with equity, sweet Deal. Thanks Dave
The communication alone was 5 star. Response, information, attention to detail was 10 star. In a stressful time it was very reassuring
I can't recommend Dave the Mortgage Guy enough. We were trying to get into our home and Dave made it happen way faster than we expected. Dave, Sarah, and the whole team are total pros. They really took the time to find us the best options for our situation. If you want someone who is fast, professional, and actually stays in touch throughout the process, Dave is the person to call. He genuinely cares about getting you the right deal.
Dave & his team were incredibly helpful throughout the whole process, and we were able to get a great rate and close 15 days early because they were ready so quickly. I’ll be more than happy to work with them again in the future
The best Mortgage company I have ever used! I have bought many houses over the years. They are the best at, communication, advice, and truly care about you as a customer. I will use them in the future and will confidently recommend them to everyone I know or meet! Sincerely, Joe Perry.
Mortgage stuff is pretty confusing, but Dave your Mortgage Guy and his team did a great job helping me walk through the process. I'm grateful for their help. Dave's videos are very handy and fun!
Working with Dave was hands down the best lending experience I’ve ever had. His communication was exceptional, and he truly cared about making sure I was comfortable and informed every step of the way. He even showed up to my closing just to offer support and answer any last-minute questions, which meant so much. His team, especially Sarah, was equally amazing, responsive, professional, and kind throughout the process. I also enjoy Dave’s YouTube content, which shows how passionate he is about helping others through the home-buying journey. Highly recommend Dave and his team to anyone looking for a lender who goes above and beyond!
I had spent a month working with another lender only for them to back out of the deal to the day before closing. Dave was able to convince the seller he would be able to get me a loan quickly and he did exactly that!! The customer service from him was absolutely stellar and there is absolutely nothing more he could have done to improve the experience because it was PERFECT. I would personally recommend him to friends and family.
professional and tidy operation
DaveYourMortgageGuy and his team, especially Sarah Perry, were absolutely incredible to work with. After my original lender dropped the ball just days before closing, Dave and Sarah stepped in, took over the loan, and got everything done quickly and professionally.They were both extremely responsive, always available to answer my questions, and made me feel confident throughout the process. Their speed and attention to detail saved my home purchase and turned a very stressful situation into a smooth and successful closing.If you want a mortgage team that truly cares, communicates, and delivers results, I cannot recommend Dave and Sarah enough. They go above and beyond for their clients.
The BEST experience ever that I have had on purchasing a home! From offer to closing, it was 2 weeks and 3 days! I will always recommend (and use if need be, again) Dave Your Mortgage Guy!
Amazing group of humans and I am so glad I got to work with them! Cheers and thank y’all for everything!
NEVER have to worry with this crew working on your Loans! Awesome group!
Dave and his team have closed many loans for me both as a realtor and personally. You will not wait for the next step, they make it crystal clear what is needed and when. Highly recommend.
Very responsive! Very informative! Dave goes above and beyond!
Dave and his team are awesome! Always professional and keep everyone in the loop while working with them. A true pleasure to get a chance to work with such a great team!
Dave and his team done an amazing job! I'm a real estate broker with over 35 years of experience and although I had 5 other season mortgage lenders that I knew, none of them could do my refi. They all said it was too complicated, but it wasn't a problem with Dave! He made the process easy and definitely deserves a 5-star rating and I highly recommend his services. Need a mortgage, use Dave, he is "your mortgage guy".
Dave and team were very knowledgeable and resourceful. Made the process so much easier and explained everything thoroughly!
Highly recommend! They are so helpful and communication is outstanding. They made the process so smooth for us.
Everything was so smooth & seamless. I appreciate all that Dave and his team did for my husband and I!
I’ve worked with Dave and his team on multiple transactions, both buy and sell sides. He was is fantastic! Always responded, gets the job done in record time. I highly recommend trusting Dave and his team with your home loan.
10/10 recommend Dave for all things mortgages! He and his team are incredibly thorough and made the whole process easy and quick!
Dave and the team were great to work with!
I want to say this is such an awesome company to work with. I had the pleasure to work with Dave, Sarah and Tyler. All were professional and personable. They know exactly what they are doing and stay on top of every detail, regardless of how big or small, even if it is someone else's responsibility. The realtor I was working with was positive they could not have us ready to close in 10 days, she was correct, it was 7! I highly recommend them. You will not be disappointed.Thank you Dave, Sarah and Tyler so easing some of the pressure and anxiety.
It was our first time buying a new home, so of course it came with so much anxiety! Dave and his team were super helpful and super responsive. I loved the communication throughout. This experience was made stress free. We recommend!
On point...on time...efficient. Dave IS Your Mortgage Guy!
Dave and his team were awesome to work with. Quick, transparent and very informative throughout the process. Made it very easy for my wife and I.
Working with Sarah has been super easy! She is efficient and very communicative!!! Thanks Sarah for making customers home closings easy!
Dave, Sarah, and the rest of their team helped us get our mortgage when we moved to Houston. Through the entire process they were very communicative and responsive through email. They answered all of our questions and ensured we were getting the best rate with our VA loan.
You-all are the greatest and thank you-all so much for everything
I highly recommend do business with him. He made the impossible possible.
Dave and his staff are truly exceptional - professionalism across the board - prompt communication, easy explanations, and the fastest mortgage processor I have ever used. Very Highly Recommended.
We are repeat customers! Dave helped us buy our home in 2013 and again today in April 2024! My son also had Dave fund his loan. We've been very happy with Dave, Tyler and Sarah and everyone he works with! Thank you for all your hard work!!
Dave and Sarah were easy to work with! They communicated well and quickly responded to all my questions.
Dave and his team were great. Everyone was incredibly responsive and effective at getting us through the lending process. It was truly stress free and fast. I can’t believe we didn’t even know this house existed 21 days ago and we are already moving in! We couldn’t have done it without all of you. Our realtor, Ellyn Mead, was also amazing and the one who introduced us to Dave.
Great lender who COMMUNICATES well and makes the process seamless. Thanks!
First off I want to say , the request I brought Dave and his team was an extremely difficult one and one other lenders wrote off - however Dave immediately jumped on it and did everything he could to help out. Consistent follow ups, never had to track him down, and very personable. Felt in great hands the whole time. Unfortunately in the end, we couldn't get a solution together, but will definitely be pushing who ever needs help his way. 5 stars, highly recommend.
Dave and his entire team have been so wonderful to work with during this entire process! His expertise, professionalism, and accessibility when we needed any questions answered or had a concern, made this whole process so much easier on us! We truly felt that he had our family's best interest at heart. Highly recommend!!
Dave & his entire team made our closing process so easy from start to finish. They kept us informed every step of the way, and answered any & all questions we had. They took excellent care of us! Highly recommend Dave Your Mortage Guy!
I can't say enough about the amazing experience I had with Dave your mortgage guy, and his fantastic team! Their service was absolutely top-notch from start to finish. Dave was incredibly knowledgeable and guided me through the mortgage process with the utmost patience and expertise. Tyler and Sarah were absolute rockstars, making the entire process smooth and efficient. I felt well-informed and supported every step of the way, and thanks to their hard work, I secured a fantastic mortgage deal. I wholeheartedly and enthusiastically recommend Dave and his team for their exceptional service and professionalism!
Dave and his team were absolute ROCKSTARS throughout our entire home buying journey! We were even able to close on our home early! I cannot thank them enough for all of their efforts (especially Sarah! who was up at 6am sending me documents to get things done as quickly as possible!!). They were calm and reassuring and made for a seamless and painless experience!
Dave and his team are awesome! We had about 2-3 weeks to find a new home and everything was done so smooth and efficiently. Communication and professionalism are top tier! So grateful for such a wonderful experience in buying our home here in Houston, especially with the crazy housing market!Thank you for everything!!
Dave and his team made getting our mortgage so easy. I loved working with them and hope to do so again.
Dave and the team are top notch! Easily the best home buying experience we had. Thank you!!
Great service from David and his team.
Dave helped my wife and I with our first home and went above and beyond for us to get us our best loan at our best rate. He literally reworked a loan for us when there was a change in credit score the week of closing that saved us over 600 a month and qualified us for a different loan category. He did such a great job we used him again for our refinance and will surely use him on our next home.
Dave has amazing communication skills.
Dave was able to get a loan for me when others could not. Amazing
My wife is a Realtor and she uses Dave Your Mortgage Guy all the time
Dave was such a life changer when it came to purchasing our new home as a newly blended family. He was super quick during the ever-changing market and was one of the major players to ensure we had the knowledge needed to land our dream home on the water! I highly recommend Dave Your Mortgage Guy as a lender when your making one of those big life choices!
Best lender in Houston. If Dave can't get your loan approved, then no one will. Took great care of us when we purchased our home and always takes great care of my referrals. Don't let those who are bitter they can't qualify deter you.
Thank you for all that you do. You are very hands on and I appreciate you helping my clients with their needs.
Made the whole process easy and fast. I will use Dave again when I sell my current house, after kids move out, and know it will be the easiest part of my new home purchase.
Dave and is team are great to work with. They are quick to answer questions and super knowledgeable!!
Loved my service from you and your office when I was getting the loan for my house!
Attention to details and striving for excellent customer service is what Dave Your Mortgage Guy will provide. When getting a mortgage is a daunting task Dave will guide you with an awesome experience n
Look no further. Dave is extremely professional and efficient. He cares about his customers, is detailed orientated, and exceeds expectations. He is my mortgage guy! Thank you Dave.
Dave was referred to us by a friend who also purchased a house. As a first time home buyer, Dave was there to help with everything. We reached out again a couple years later when wanting to refinance but Mother Nature had other plans for our home and Dave was patient with us with the process. When we are ready, we’ll be reaching out again!
Dave and Sarah were very prompt and exceptional in getting us to closing in just under 2 weeks after first application! The process could not have been easier as all required documentation to be submitted, signed, reviewed, etc, were immediately confirmed and promptly processed. If you want to buy a house in the shortest possible time with way less hassle, stress as well as at the best possible deals in the market, Dave the mortgage guy is the way to go! With them, I am now a proud home owner! Would very highly recommend. Dozie.
As a Real Estate Agent here in Houston Texas I highly recommend working with Dave and his team. They are super knowledgeable, responsive, trustworthy and closed the deal quicker than any other lender would have done.
Fantastic, easy to work with.
Dave and his team are awesome! They are very efficient in getting the mortgage process moving forward. They were able to get the paperwork ready ahead of schedule! Sarah is very communicative and as a team, her and Dave were a pleasure to work with!
5 STARS - TM BROTHER - PEACE & BLESSINGS!
We recently did a refinance/cash out with Dave Your Mortgage Guy and we were thoroughly impressed! The process was unbelievably quick and easy! Both Dave and Sarah were prompt and professional in responding and a wealth of knowledge! I recommend them for any of your mortgage needs!
Absolutely the best refinance we’ve ever done. Fast, easy, extremely professional!! Sarah is a ray of SUNSHINE
Dave and his team are awesome! They helped us close the deal on our first house! I super appreciated how patient they were with me and my wife during the entire process which they helped simplify for us. The icing on top is we got a pretty good rate along the way!Truly rockstars indeed! Highly recommended!Many thanks again Dave!
Dave Your Mortgage Guy was fantastic - Informative, transparent, extremely helpful and patient, and he really knows his craft as well as the market. Hands down the best experience obtaining a mortgage we have ever had! THANK YOU!!!
Great service, quick, efficient, and fair rates. I would highly recommend working with Dave and his team.
Dave and his team are amazing! They worked with us every step of the way to ensure that our loan closed as quick as possible. The process was incredibly easy. They have probably the fastest response time that I’ve ever encountered in any type of business setting. I highly recommend Dave the Mortgage Guy!
The best at getting loans closed in record time.
Dave's team was very good and helpful getting my mortgage arranged. They were very prompt in answering all my questions.
Dave MY Mortgage Guy has made our dreams comes true!! He got me approved for our home and my kids feel stability like they have not before! We feel like we are finally home! Thank you!!
Dave came to me as a recommendation from our realtor. His team was very responsive and thorough throughout the entire financing process. We were in a contingency where we had to close on the sell of our home as well as close on the new home. Dave’s team was very informative, and transparent throughout the whole process. Definitely would recommend to anyone who doesn’t want to haggle with the big name banks where you are just an applicant number. P.s. HIS SOCKS ARE AWESOME!!
He has done my mortgage twice. Easy upfront process. No Games, No BS. Very fast closings.
Dave is fantastic to work with! Very communicative with my buyers and I. He is straight-forward, explains things well, takes care of business, and gets things done on time (or early)! Highly recommended.
Dave and his team were fantastic. Dave was constantly keeping us up to date on rate moves and helped us to structure the best multi-loan package for our situation. Sarah and Tyler were on the ball. This team made closing simple and painless.
I just can’t put in words on how Dave and his team have been so good to me they are such a blessing they put there hearts into helping people to become home owners they will go to the moon and back for anyone trying to buy a home with nothing but love for as me I will be letting all my friends and coworkers know that Dave and his team are the right people to get the job done please go see them if you are looking for a home period.
Dave and his team were PHENOMENAL!!! The process was smooth and they were very consistent in keeping us in the loop and responding to questions. Would definitely use him again and recommend to others!!!
Dave and the team were so quick and on top of everything. They made the process simply easy and they were a delight to work with. I’d highly recommend their team!
I really enjoyed using Dave. There were many reasons I loved this process over my previous times going through the home buying experience. The main reason was the speed at which he helped us. I had a lender back out of my loan for insane reasons after weeks of house hunting, and we were putting an offer on a house the next day. He had my pre approval letter in my hands on Mother’s Day within 2 hours of me calling him! No brainer, I Continued my full loan process with him and it was smooth, fast, and practically seamless. If you are tired of a bank or lender giving you the go around and you need someone to streamline the process for no cost, call Dave. Another big thing is that he actually cared about what’s happening with our situation and not just interested in what’s in it for him. Buying a home is a lot and I am so glad that I found Dave. I will never purchase a home again without using Dave and his team. Thanks for amazing service, Dave.
Dave and his underwriting team (we worked with Sarah) made the mortgage process the only easy one during our exhausting real estate journey. From beginning to end, they were extremely professional, courteous, responsive (we're talking
Excellent service!
This is our second time using Dave and his team and each time has been an absolutely great experience!! We highly recommend them!
Dave and his team truly provide 5 star service!. We recently closed on a purchase of a new home and the mortgage process was very smooth and trouble free. I have bought many homes and completed several refinances over the years with many different lenders and can say that Dave and team are by far the best of all of them! My Builder was also impressed and said they had never seen a lender so on top of things during the process. Daves follow up and follow through is impeccable. I highly recommend "DaveYourMortgageGuy" for your mortgage.
Dave and his team were instrumental in the purchase of our new home. Dave always answered my calls and spent more than enough time with me to help me understand the what and why of all my questions and concerns. His dedication and approach to getting us to closing was definitely a contributing factor to this being my most enjoyable home purchase of all.
Dave was very kind and informative along my first home buying experience! He was able to help me get pre-approved quicker than I expected and was even able to squeeze a little bit more when the market went up. Highly recommend!
My client and I had the greatest experience with Dave. He and his team were always quick to respond and very helpful. I'd recommend him to anyone looking to purchase a home.
Dave and his team were exceptional, they definitely go the extra mile to get you the best service. Dave was always available for any questions and concerns. Thank you so much to Dave and his team for all your help!
Dave and his team worked very quickly with us to close quickly.
absolutely above and beyond. We have had many many experiences buying and selling our homes, and this mortgage was the smoothest and least stressful we have ever experience. Thank you very much, super recommend.
Dave and his team made buying our new home a smooth and easy process. We are so thankful to have worked with them. They are excellent at communicating and working quickly. Their professionalism, efficiency, and knowledge blew us away. If you’re looking for a lender- look no further because they are truly top notch!
Dave is the lending guru! My wife and I were buying our first home and he was always available for the most crazy questions that came across our minds. The closing was the quickest our realtor has ever seen and seamless. If you’re looking for an honest, positive lender, go with Dave, he will hold your hand the whole way through the process. Thanks again Dave for all your hard work!
Dave and his team did an incredible job for us to secure a mortgage at a good rate. They were on top of the process which allowed for us to gain early possession of our home. It was a pleasure working with them and appreciated their professionalism. Two Thumbs Up!!
Thank you Dave for being part of my life. Thank you for your amazing team Sarah and Kyle. Thank you for your patience. You guys are amazing. This was my second time working you guys and hope to work with you again. Awesome awesome awesome
in 2017, we started our home buying process 6-8 months in advance. Before deciding on going with Dave, we had reached out to several lenders. I can still remember when I called Dave the very first time, he was at a Texans game and even then, took the time to learn about our situation and then setting up next steps and set the expectations. From that first call to the day we closed, he made sure to stay in front of us by calling or emailing or even simple text messages whether it was from him directly or someone from his team. He educated us on what's going on in the market and the industry so there were never any surprises for us. He has become a trusted advisor to not only myself, but to my family and friends and will continue to refer him and his team anytime I hear anyone just mention the word mortgage. Dave Your Mortgage Guy is also Standup Guy and I sure am glad that I still receive "check ins" from him.
Dave is my go to lender for all of my clients. It is important to me that I do business with someone who I trust and that I know has my clients best interest in mind. His knowledge, communication and work ethic speak volumes as to why he has made such a name for himself in this industry.
Great communication with this lender and his Team.
One of the best loan officers around. Great competitor!
Great lender, easy to work with, quick closings! Dave looks for every way to save you money, and make the entire process as stress less for the borrower as possible.
Dave helped me with me and my husbands loan two years ago and provided exceptional service from start to finish. As a realtor, I deal with a lot of loan officers who make promises but fail to deliver… Dave is not one of them! He is the best of the best and that’s why I recommend him to all my clients and plan on using him for my next home loan.
Dave closed a deal with me and my client's. He was very thorough in communicating with us during the whole process and made sure that everything stayed on course. Dave is highly informed on market conditions and sends regular updates consistently. He is very knowledgeable and caring.
Dave is AMAZING! He goes out of his way to help his clients & very successful at getting them approved. He is full of energy, works harder than most and is great about keeping Realtors up to date on all aspects of the lending process.
I have had 10+ clients use Dave and his team to purchase homes in the last couple years. He has done an exceptional job everytime. His rates are always great and his customer service is top notch.
Used Dave after our first mortgage guy didn’t workout. Took us up on short notice, and did an excellent job in a short amount of time. Even set us up with a better loan and interest rate. He was extreme helpful and explained the information very well. Will use again if we buy again in the future.
One of the best in the business! Highly recommended!
We got referred to Dave by our realtor and we can not say enough good things about him. He is professional, a well communicator, was always on top of everything we needed, made our process easy even after the other lender said no to us. Today we got our house because of him.5 stars well deserved. Thank you Dave.
Dave is by far the VERY best there is out there. He responded to my message on a Saturday- called me , got my details and by the same evening, he had a pre-approval ready to go. He works beyond office hours, gives sound and genuine advice and works at warp speed!! I will not go to anyone but Dave!!!
Dave and his crew are the best. Quick and painless. Responded to requests promptly. Would recommend Dave to everyone
I have worked with Dave on multiple mortgages personally and referred many friends to him over the course of nearly a decade. The feedback has always been glowing. My experience is that Dave has treated responsiveness like an Olympic sport. I will never use anyone except Dave as long as I'm here in Houston. Thank you, Dave!
My husband and I have worked with Dave and his team for our last three mortgage transactions since 2016. (Two conventional purchases and one amazing refinance)Dave closed our first loan seamlessly when all other lenders presented hurdle after hurdle, for our first mortgage with him in 2016. I was self employed at the time and it was stressful getting to the place required to buy our next home. Dave walked me through the best path to success and we closed a few weeks later!We worked with him again in 2018 and 2020 and each experience has been flawless! He really is the absolute best in the business, and I wouldn’t trust anyone else with such a major transaction. I have recommended several friends and family to him and will continue to do so until he retires. 😂
Dave and his team care about their customers and always do their best to assist with the loan process. He saved my husband and I on losing out on our very first home about 10years ago when we went with a large, national company that did a horrible job. We were and still are very thankful for Dave! He continues to be our loan guy!
What an awesome guy!! My sister recommended Dave as a first time home buyer, and I was 100% satisfied. He is so patient, answers all of your questions, responds very quickly. Dave goes above and beyond any lender I've heard or dealt with. My brother used his service as well, 100% satisfied. Dave joins you at the Closing Table!!! What?! This is unheard of! Made things 10x more easier knowing we had someone with so much knowledge at our table. I wish we had more human beings like Dave. 5+ years after close... I can still email Dave (Sorry Dave!!) and he answers back... awesome. -Os Garcia
Dave has done personal loans and has assisted many of my clients with their loans. All has gone smoothly. He and his team are awesome.
We experienced the highest level of professionalism from Dave and his staff. He was always available and answered ALL of our questions. I highly recommend!!
Dave and his team were exceptional to work with throughout our home-buying experience. We were new homeowners, and Dave walked us through each step of the way. We switched from a FHA loan to a conventional loan, and Dave and his team were so helpful and quick to respond to questions. He checked on us weekly and was quick to respond to questions. We would recommend Dave to anyone buying a new home.
Dave is the best!
Nothing but the best service. Detailed and took the time to educate along the way. My Mortgage Guy!
Proud to know Dave and to see his hard work come to fruition as the premier lender in the Houston area. Dave is the top in the industry for a reason. He runs his business the right way. He takes care of his staff and clients. His 20+ years in the mortgage business and training even before becoming a lender makes him second to none in customer service. I could not be happier for his success. He is in the top percentile of lenders nationally. The numbers speak for themselves! In my field, I want the most experienced specialist taking care of my people. Dave is that guy for the mortgage industry!
I highly recommend David! He is the best.
Dave has always provided resourceful and current information on the mortgage and lending market and I use his platforms for inside scoops on what's happening in the industry.
I highly recommend Dave and his fabulous team. We have worked together on several transactions. My clients and myself have been throughly impressed by his wealth of information he provides. He kept us all in the loop through out the complete process. He never promises what he can’t deliver. He has always gets us to the closing table on time. Some times sooner than expected. He is honest, knowledgeable and goes the extra mile for his clients. I highly recommend Dave and his team!!!
Dave’s an amazing lender with a great sense of humor! I can’t wait to close more deals with him!
We bought our first home with The help of Dave and his team. I highly recommend him to everyone. He was very attentive and always got back to me with answers. Very personable and professional.
Refinanced my VA loan and the process was smooth and painless!! Amazing communication! Highly recommend Dave and his team!!
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Pre-approvals that hold up under a competitive offer, weekly status on every file, and a straight answer when a deal isn’t going to work. I’d rather protect your reputation than force a close.
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