My name is David Krichmar and I am your mortgage guy. Whether you are buying your dream home or refinancing that home, I will help you thru the whole process. If you are in Harris County, Fort Bend County, Brazoria County, Montgomery County or any part of the Great State of Texas I can help you.

When you are thinking of buying a home you need to ask yourself:

1. How much home can you afford and how much do you want your mortgage payment to be?

2. What are your mortgage options for the lowest payment and lowest down payment?

3. What Tax Credits do you qualify for? MCC

4. Are you getting the best mortgage possible?

5. Which Mortgage is best for you?  FHA, VA, Conventional, USDA, HomePath, etc. 

When you are thinking of refinancing your current mortgage you will want to ask yourself:

1. How can I lower my mortgage payment?

2. Do you want to reduce your payment or maybe reduce the length of your loan?

3. Is it even worth it for you to refinance?

4. Are you getting the best mortgage possible?

If you are anything like me, you want the best deal with the best service. Nobody wants to be ignored in a huge financial decision, like buying or refinancing a home. I will be there to help you thru the whole process from the mortgage application all the way to closing.

Please give me a call today so I may show you what separates Dave Your Mortgage Guy from the other options!