Dave, wanted to say thanks again for all the help and great work you did for me and my wife. You took a situation that had been looked at by 2 other mortgage companies, one of which was the one I'm with presently(current mortgage), and did what they said was impossible and we are now in our new home. I couldn't believe how effortless it was with you compared to the other two companies not to mention such a friendly voice whenever we called with a question. I will be spreading the word of your services and my wife and I wanted to say thank you once again. Oh by the way, you are a person that I would call a friend as well as a great finance man. Best of luck.

Bill and Tiffany

I met a friend in October 2010 who is trust worthy, kept high values of integrity, faithfulness through the entire process of refinance. He explained everything in plain language and there were no surprises at closing. He returned my phone calls and e-mails on time and made the entire process stress free even by arranging a facility close to my home for closing. My big family including parents and brother wants to say "Thank You Dave". And I recommend 'Dave Your Mortgage Guy' for your next financing needs based on my experience with him in October- November, 2010

Grapeson Wilson, CPA.

Dave, my family and I want to thank you for helping us in refinancing our home. You can't imagine the greatness you have done for us by saving us over $500.00 with our new monthly mortgage and not to mention also that lower interest rate!!! This is hugh! At first, we have been hesitant about going through it. But you have been so patient and responsive to our calls and questions, and meticulous in what you are doing, keeping us informed throughout the complete transaction. We were worried but you have made it so easy for us. We did it! You are the best and we will not hesitate to refer any of our family and friends to you who needs a home loan or refinancing needs.

Peggy and Family

Based upon Patrick Lim's excellent recommendation, we chose David Krichmar to handle our mortgage. While completing the loan application process through David's website a few questions arose, so we emailed him late that evening. We expected to receive a response from him within the next couple of days. When he emailed back within the next couple of minutes, we knew we made the right decision. David is very knowledgeable about the mortgage banking industry. He is very attentive and always responds quickly. He has his customers' best interests at heart. He helps you find the best possible rate and a mortgage you will be comfortable with. He works hard to ensure all aspects of the loan process have been taken care of, so that when it is time for closing there are no worries or surprises with your loan. If you want your mortgage loan process to be easy, painless, and handled by a pro. let David handle it for you. You'll be very happy with your choice!

Ralph & Mandy Schaefer

Dave, Thank you so much for relieving a lot of the stress of buying a home. We are first time home buyers and had no idea what to expect. You helped us get approved for our loan and even waived some of your fees for us. You are truly a great business man and we will definitely use you again for any home financing needs. Thank you for making our dream of buying a home come true!

Franklin and Jennifer Vilorio

Thank you so much for your help in the purchase of our new home. You were very thorough and explained everything to us. We could not have done this as painlessly as it was without your help. Thank you for coming to the closing with us. We understand that not many mortgage brokers do that and we really appreciate it.

James, Bridgette and Marques Dancy

Truly a stand up guy and man of his word. There was some last minute trouble with my application due to a foreclosure in my past that would have cost me more money to get the mortgage rate he had originally obtained for me. To keep his word on the original rate he quoted he forfeited his broker fee to, essentially, do the deal for free. He handled my rapid fire email questions (which were frequent and constant throughout the process) and worked so hard for me I chose to throw him a percentage of a point in broker fee for his tremendous effort.

Erik Stogo

Dave made an otherwise stressful situation go smoothly, he also made what we believed to be the impossible happen. The most important part of all was not the great mortgage we got but that we got a friend we can count on. We would surely go through him again.

Katie and Rodrigo Himiob

Absolutely the best is the way I would describe David. As a single mother with a foreclosure in my past due to divorce, I could not have purchased my home without David's help. I thought it would be impossible to get a mortgage and own a home on my own, but not only did David make it happen, he made the entire process seamless, fast and pain free. He answered all my questions quickly no matter what time of day and worked with me every step of the way to make sure we were on the right track. When David said he would be at my closing just in case there were any questions, I knew he was one of kind. Thank you so much David for everything, I could not have done this without your help and you made what I thought would be impossible a dream come true.

Elyssa DeBesse

David is by far the best in his business. When I was refinancing my home he was able to lock in a rate the other big lenders said was not possible. He just makes the whole buying/refinancing process easy and keeps me in the loop at all times. If I have any questions he's immediately available or gets back with me promptly even after hours and on weekends; and that's important to me because I'm not a patient person. He's trustworthy and hard working. I send all my friends and co-workers his way and he's never disappointed. He knows his business well!

Dr. Darin and Lisa Mitchell