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You can get a mortgage if you have a H1B visa, along with other type of Immigration Visas.  If you are here in the United States and on a VISA you will want to know if you can get a mortgage to purchase your dream home.  Below is the list of Visa's that someone can have to get a FHA or Conventional Mortgage:

 

  • E-1,2,3
  • G-1,2,3,4,
  • H1B and H1C
  • L-1A and L-1B
  • NACARA
  • P-1
  • R-2
  • TN
  • V-1,2,3

 

Visa's that have requirements:

 

  • H-4:only if H-1B is on the loan
  • L-2: only if L-1A and/or L-1B is on the loan
  • P-4: only if P-1 is on the loan
  • R-2: only if R-1 is on the loan
  • TD: only if TN is on the loan
  • K-1:only if American citizen is on the loan also
  • K-2,3,4: only if American citizen is on the loan

 

All of these Visa's that have requirements are for spouses or children of the person with the approved visa. 

I am amazed with how many lenders do not know which Immigration Visa someone can have to get a mortgage.   If you have talked to a lender and they told you that you could not get a mortgage because of your visa and you see your visa on this list, Call Me Today

 

 

 

 

David Krichmar 

Mortgage Banker/Broker

Schmidt Mortgage Company

Approved MCE Instructor

Office:832-689-6012

David.Krichmar@gmail.com

www.DaveYourMortgageGuy.com

For More Mortgage Info Follow me at  Dave's Blog

DaveYourMortgageGuy.com is Voted the #1 Mortgage Company in Houston, Texas.  2010

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Posted by David Krichmar on June 23rd, 2011 1:32 PMPost a Comment (0)

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