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As a Firefighter there are programs for you for when you purchase a home.  Here are the two major ones that I deal with: 

1.      Good Neighbor Next Door Program- Obviously any neighborhood feels safe when there is a Firefighter living there.  HUD has figured this out and offers the Good Neighbor Next Door  Program.  It offers certain HUD foreclosures for 50% of their sales price.  The 50% comes in the form of a 2nd mortgage that is forgiven after 3yrs.  So you only have to pay the first mortgage of 50% of your homes sales price.  To find out which homes qualify for this program, ask your Realtor Today. 

2.      MCC Tax Credit- This is a Great Tax Credit Program for home buyers that will give you a Tax credit of up to $2000 for every year you are in the home.  This will increase your Tax Refund by the $2000 every year.  Which is an awesome savings.  There are income limits based on county and the state program charges 1% of the loan amount at closing.  But the savings way out weigh the costs.  This program is done in conjunction with your mortgage and I provide the service of doing the MCC tax credit paperwork for free to my clients. 

These are two major programs that benefits Firefighters when purchasing a home.  Law Enforcement Officers, Teachers or an Emergency Medical Technicians(EMT) also qualify for these programs.  Call me today with any questions. 

 

 

 

 

 

 

David Krichmar 

Mortgage Banker/Broker

AmericaHomeKey, Inc

Blogger For Realtor Magazine, Houston Agent Magazine

Approved MCE Instructor

Office:832-689-6012

David.Krichmar@gmail.com

www.DaveYourMortgageGuy.com

For More Mortgage Info and Social Media Tips For Realtors Follow me at  Dave's Blog

DaveYourMortgageGuy.com is Voted the #1 Mortgage Company in Houston, Texas.  2010

If you are looking for a FHA, VA, USDA, Homepath, Conventional, Jumbo, Construction, FHA 203k mortgage in Fort Bend County, Sugar Land, Houston, Katy, Harris County, Brazoria County, Pearland, The Woodlands, Kingwood, Tomball, Spring, Conroe, Montgomery County or anywhere in Texas I am your GUY!  

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Posted by David Krichmar on September 6th, 2011 4:02 PMPost a Comment (0)

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