My New Blog How to Read Your Appraisal Report, Houston Texas December 1st, 2010 10:49 AM   I recently came a cross a great video by Choice Point Appraisals.  It goes over all pages of a general appraisal.  If you are not familiar with appraisal reports, this is a great step by step video.   Keep in mind there are different types of appraisals, for information on the different types check out Appraisal Types. Please call or email me with any questions.        David Krichmar  Mortgage Banker/Broker Schmidt Mortgage Company Office:832-689-6012 David.Krichmar@gmail.com www.DaveYourMortgageGuy.com For More Mortgage Info Follow me at  Dave's Blog   If you are looking for a mortgage in Fort Bend County, Sugar Land, Houston, Katy, Harris County, Brazoria County, Pearland, The Woodlands, Montgomery County or anywhere in Texas I am your GUY!   Posted by David Krichmar on December 1st, 2010 10:49 AMPost a Comment (0) * Name: * Email Address: URL: Comment: Type the characters you see in this picture, click "Submit" when finished.   This helps us prevent automated programs from posting comments and sending spam. * Name: * Email Address: Address: City: State: Zip:   This helps us prevent automated programs from creating bogus contacts and adding them to your contacts database.

Recent Posts: Trusted Plumber for the Sugar Land and Fort Bend Area Dave Your Mortgage Guy Testimonial- Jeff Fringer Deferred Student Loans and Your Mortgage, what you need to know. FHA, VA, Conventional Loans Optimize your URL on LinkedIn ~ Just Clean it Up! 6 Steps to make sure your Mortgage Process Goes Smoothly! The FHA Collection Rule has been DELAYED until July 1st. GREAT NEWS!!!! The $100 Down Payment Program for HUD Foreclosures has changed, please read Need Some Help with Repairs and Improvements, Try a FHA 203k Loan Which Immigration Visa is acceptable for someone to get Approved for a Mortgage DaveYourMortgageGuy.com Testimonial- Frank Morgan Archive: February 2010 50 Inexpensive Tips to Dramatically Increase the Value of Your Properties Posted by David Krichmar on February 26th, 2010 12:26 PM Rice Military Townhouses and Single-Family Residences in Houston, Texas Posted by David Krichmar on February 25th, 2010 9:34 PM Texas Loan Officers and Mortgage Brokers will now be held to a higher standard!! Posted by David Krichmar on February 25th, 2010 5:33 PM Telfair is the #6 community in the Nation for New Home Sales and other Great Info about this great Community in Sugar Land, Texas Posted by David Krichmar on February 24th, 2010 3:10 PM That previous FHA appraisal is Haunting me!!!!!! Posted by David Krichmar on February 19th, 2010 9:21 AM The Fed is raising rates by .25%. Mortgage Rates will go up Posted by David Krichmar on February 19th, 2010 8:37 AM Allow the City of Houston to help you weatherize your home for free. REEP Program Posted by David Krichmar on February 17th, 2010 7:47 PM How to Find a Foreclosure in Fort Bend County, Harris County, Brazoria County, Sugar Land or anywhere in Texas Posted by David Krichmar on February 12th, 2010 10:30 AM Buy a Fannie Mae Foreclosure and Fannie Mae will pay for new appliances for the buyer!! Posted by David Krichmar on February 11th, 2010 3:34 PM $100 Down Payment for HUD foreclosures in Fort Bend County, Harris County, Brazoria County or anywhere in Texas. Posted by David Krichmar on February 11th, 2010 10:42 AM Finally A Sidewalk opens to link New Territory and Telfair. Sugar Land Texas Posted by David Krichmar on February 9th, 2010 9:07 PM Lower Your Home Energy Bills and get a Tax Credit Posted by David Krichmar on February 8th, 2010 5:32 PM 0% down payment for a Home in Fort Bend, Harris County, Brazoria County or anywhere in Texas. A USDA Mortgage Posted by David Krichmar on February 6th, 2010 12:27 PM MCC Tax Credit. For Home Buyers in Fort Bend County, Harris County or anywhere in Texas Posted by David Krichmar on February 4th, 2010 11:40 AM What did Sugar Land(texas) accomplish in 2009? Posted by David Krichmar on February 2nd, 2010 3:53 PM March 2012 Pearland's Paws in the Park This Weekend Posted by David Krichmar on March 27th, 2012 5:30 PM How You Can Detox Your Business….. Here are 10 ways. Posted by David Krichmar on March 26th, 2012 9:08 AM George Clooney is Coming to Houston, May 3rd, 2012 Posted by David Krichmar on March 21st, 2012 1:49 PM Congratulations, You May Now Check The Bride's Credit. It could affect your Mortgage Posted by David Krichmar on March 20th, 2012 4:38 PM 4 Reasons Why a 2nd Mortgage Maybe The Best Option For You When Buying a Home Posted by David Krichmar on March 20th, 2012 9:35 AM FHA Loans are Changing Soon, April 1st and April 9th Posted by David Krichmar on March 17th, 2012 6:51 PM Don’t Miss the New Territory(Sugar Land) Community Garage Sale. Saturday March 31, 2012 Posted by David Krichmar on March 13th, 2012 5:27 PM FHA Mortgage Insurance is Increasing on April 9th. Posted by David Krichmar on March 12th, 2012 8:59 AM New Territory(Sugar Land) Household Hazardous Waste Collection Event on April 14, 2012 Posted by David Krichmar on March 11th, 2012 3:31 PM Major Announcement: On FHA Mortgages, Collections totaling over $1000 must be Paid. April 1st Posted by David Krichmar on March 6th, 2012 10:47 AM February 2012 FHA Loans with Credit Scores under 640 in Texas. 620, 580 Posted by David Krichmar on February 24th, 2012 2:24 PM Stafford, the Texas Town with No Property Taxes Posted by David Krichmar on February 20th, 2012 12:54 PM How do I Find a FHA Approved Condo for My Homebuyer? Posted by David Krichmar on February 20th, 2012 11:58 AM 6 Quick and Easy Tips to Increase Traffic to Your Real Estate Website Posted by David Krichmar on February 20th, 2012 8:38 AM Compliance Letters for New Territory Residents have started to go out again. HOA Violations Posted by David Krichmar on February 12th, 2012 4:26 PM Furniture Drive March 3, 2012 in New Territory Sugar Land Texas Posted by David Krichmar on February 9th, 2012 4:49 PM Do Your FREE Profile for Homes.com and ReferralKey.com today!! Posted by David Krichmar on February 8th, 2012 10:17 AM Don’t Miss out on Chick- Fil-A’s Heart Shaped Breakfast Sandwich on Valentine’s Day. Sugar Land, Texas Posted by David Krichmar on February 7th, 2012 3:06 PM Military Discounts for Active, Reserve, and Retired Vets Posted by David Krichmar on February 6th, 2012 1:43 PM Does the $8000 Homebuyer Tax Credit Need To Be Repaid If I Sell My House in Texas Posted by David Krichmar on February 6th, 2012 11:27 AM 7 Things You MUST Tell Your Loan Officer when Applying for a Mortgage Posted by David Krichmar on February 1st, 2012 4:53 PM January 2012 DO NOT FORGET: Mortgage Insurance is Tax Deductible on Your 2011 Tax Returns Posted by David Krichmar on January 31st, 2012 10:07 AM Top 12 Benefits to the FHA Mortgage Posted by David Krichmar on January 26th, 2012 4:31 PM My Experience at the Taping of Restaurant Impossible in Houston, Texas Posted by David Krichmar on January 17th, 2012 4:15 PM 9 Benefits of the VA Mortgage Posted by David Krichmar on January 17th, 2012 3:15 PM MAJOR ANNOUCEMENT: Conventional loans now need 7yrs from a Finished Foreclosure to get Approved Posted by David Krichmar on January 11th, 2012 2:45 PM Stay on Top of Your Internet Presence with Google Alerts!! It is Super Easy Posted by David Krichmar on January 6th, 2012 1:35 PM VA Appraisals now need Interior Photos and other changes on Value Assessments Posted by David Krichmar on January 6th, 2012 11:39 AM What is an Empanada. Find out… at The Original Marini’s Empanada House in Cinco Ranch, Katy Texas Posted by David Krichmar on January 5th, 2012 10:52 AM 4th Annual Father Daughter Dance!!! Parkway United Methodist Church in New Territory Posted by David Krichmar on January 5th, 2012 10:08 AM Pearland Winterfest - January 26th, 10am to 5pm Posted by David Krichmar on January 4th, 2012 2:44 PM The Top 10 Things to do to Prepare for an Appraisal Posted by David Krichmar on January 4th, 2012 2:43 PM 6 Steps to Effective Blogging Posted by David Krichmar on January 4th, 2012 2:03 PM HomePath Mortgage vs FHA Loan- Which is best for you? Posted by David Krichmar on January 3rd, 2012 3:26 PM DaveYourMortgageGuy.com has been Voted the #1 Mortgage Company in Houston, Texas. 2011 Posted by David Krichmar on January 2nd, 2012 3:02 PM December 2011 Recycling Christmas Tree Program for Missouri City, Texas 2011 Posted by David Krichmar on December 26th, 2011 10:53 AM Fireworks are still Banned In Sugar Land and Fort Bend County for New Year’s Posted by David Krichmar on December 26th, 2011 10:25 AM Free Tax Preparation in Brazoria County, Pearland, Lake Jackson, Manvel, Alvin, Clute, Freeport Posted by David Krichmar on December 23rd, 2011 9:10 AM Property Condition Grading Has Changed on all Appraisals. Know your C’s!!!!! Posted by David Krichmar on December 21st, 2011 5:00 PM Dave Your Mortgage Guy.com Testimonial- Joanne Gusey Posted by David Krichmar on December 19th, 2011 12:20 PM Creating a Social Media Strategy that Doesn't Suck Posted by David Krichmar on December 9th, 2011 10:27 AM Conventional Loans with NO Mortgage Insurance. A Great Mortgage Option to Know! Posted by David Krichmar on December 3rd, 2011 6:17 PM November 2011 NTRCA has Wreaths for Sale- New Territory (Sugar Land) Posted by David Krichmar on November 21st, 2011 3:25 PM Why your blog "bounce rate" should scare you into better writing Posted by David Krichmar on November 18th, 2011 9:41 AM Spec’s has come to New Territory(Sugar Land)!!! Beer, Spirits and Fine Foods Posted by David Krichmar on November 14th, 2011 3:19 PM New Territory(Sugar Land) HOA Dues have Increased to $1050 Posted by David Krichmar on November 14th, 2011 11:05 AM Is Your Customer Service Best for You or Your Clients? Posted by David Krichmar on November 10th, 2011 11:03 AM 6 Reasons you NEED a Realtor when buying a Home Posted by David Krichmar on November 3rd, 2011 1:05 PM Pearland Recycles Day - November 12th 9am to 1pm Posted by David Krichmar on November 3rd, 2011 9:39 AM Energy Corridor District Hosts Recycling Event Saturday, November 5. Houston, Texas Posted by David Krichmar on November 3rd, 2011 8:00 AM October 2011 5 Ways to Keep in Touch with Past, Current, and Future Clients Posted by David Krichmar on October 29th, 2011 8:46 AM Flower Replacement in New Territory, Sugar Land. Residents may take current seasonal flowers. Posted by David Krichmar on October 28th, 2011 12:39 PM Buy a HUD Foreclosed Home with a Down Payment of $100, anywhere in Texas!! Posted by David Krichmar on October 28th, 2011 11:57 AM The Cost of Buying vs Renting a Home In Pearland or anywhere in the Houston Area Posted by David Krichmar on October 25th, 2011 2:57 PM 6 Myths that are NOT True about FHA Loans. Posted by David Krichmar on October 24th, 2011 1:46 PM How can I get a Home Financed with No Oven... Here is how Posted by David Krichmar on October 18th, 2011 1:55 PM 5 Stories on Why You Need to Google Yourself, regularly Posted by David Krichmar on October 14th, 2011 2:16 PM Can I get a 2nd VA Loan. Yes, you can and here is how. Posted by David Krichmar on October 4th, 2011 1:51 PM Can I have 2 VA loans. You sure can, find out how. Posted by David Krichmar on October 4th, 2011 11:47 AM September 2011 When Thinking about Refinancing Your Mortgage, make sure you know the Cost vs Savings! Posted by David Krichmar on September 29th, 2011 9:15 AM Boo Scarritory Spooktacular at The New Territory Club in Sugar Land, TX. 10/30 Posted by David Krichmar on September 28th, 2011 8:24 AM City of Sugar Land proposed annexation of area north of the Brazos River, south of the levee. Posted by David Krichmar on September 14th, 2011 5:42 PM New Territory Residents Your Water Bill will Increase in January (2012) Posted by David Krichmar on September 7th, 2011 11:50 AM I am a Firefighter, are there any Programs for Me when I Purchase a Home? Posted by David Krichmar on September 6th, 2011 4:02 PM Foreign National Mortgage Program In Texas. Posted by David Krichmar on September 6th, 2011 3:47 PM Asset Based Mortgage Option. No Income Needed Posted by David Krichmar on September 6th, 2011 3:10 PM Need Help Coming up with Your Blog Titles. Here are a 102 suggestions!! Posted by David Krichmar on September 6th, 2011 1:21 PM Zo Good and Zo Different!! Check out Zelko Bistro in Houston, Texas Posted by David Krichmar on September 4th, 2011 12:46 PM VA Funding Fee is Lowering 10/1/11. Great News for VA Buyers!! Posted by David Krichmar on September 2nd, 2011 1:16 PM I am a Teacher, are there any Programs for Me when I Purchase a Home? Posted by David Krichmar on September 2nd, 2011 12:58 PM I am a Police Officer, are there any Programs for Me when I Purchase a Home? Posted by David Krichmar on September 2nd, 2011 11:14 AM August 2011 Get To Know Anja Drewes Your Sugar Land, Texas Realtor! Posted by David Krichmar on August 30th, 2011 2:37 PM Do You Need a Loan Officer for Your Buyers in Texas– Dave Your Mortgage Guy Posted by David Krichmar on August 29th, 2011 10:38 AM New Process to File Your Homestead Tax Exemption In Texas. Sept 1st Posted by David Krichmar on August 28th, 2011 10:16 AM Help Fort Bend County Habitat For Humanity and Find Some Good Deals On Home Improvement Items at the Same Time!! ReStore Posted by David Krichmar on August 28th, 2011 10:14 AM What You Need to Know When Buying a Fixer Upper. In regards to a Mortgage Posted by David Krichmar on August 15th, 2011 12:39 PM Where is the Cheapest Gas in My Town or City.... GasBuddy.com Posted by David Krichmar on August 15th, 2011 11:42 AM Don't Miss Sip N Stroll in Katy Sept 22nd. Presented by Cinco Charities Posted by David Krichmar on August 15th, 2011 11:20 AM Al Pacino is coming to Houston!! Get Your Tickets now Posted by David Krichmar on August 10th, 2011 10:24 AM Painting Your House Number on Your Curb in New Territory, Sugar Land. What you Need to Know! Posted by David Krichmar on August 9th, 2011 2:08 PM July 2011 Did you know Conventional 15yr rates DO NOT penalize you for lower credit scores, unlike 30 year rates? Posted by David Krichmar on July 27th, 2011 12:05 PM Texas has some of the Cheapest Cities to live in!! Wichita Falls, Temple, Sherman Denison, Brownsville, Hunt County, McAllen, Harlingen, Posted by David Krichmar on July 25th, 2011 11:51 AM Do You Need Inspiration for A Blog Topic to Write About- Here are 10 Posted by David Krichmar on July 23rd, 2011 10:40 AM What are My Options for Getting a Mortgage on a Condo? FHA, VA and Conventional Posted by David Krichmar on July 20th, 2011 11:05 AM I Am New To The United States, How Do I Eventually Get A Mortgage Posted by David Krichmar on July 14th, 2011 3:03 PM 20 Sure-Fire Blog Titles that Get Results Posted by David Krichmar on July 12th, 2011 3:58 PM MMMMMM, Sushi in Sugar Land, Texas. Azuma Posted by David Krichmar on July 8th, 2011 6:42 PM Know the Exact Guidelines for Disputed Accounts and Your Mortgage. Posted by David Krichmar on July 8th, 2011 11:55 AM Your FHA, VA, USDA, HomePath Mortgage Lender for All Houston Area Zip Codes. www.DaveYourMortgageGuy.com Posted by David Krichmar on July 6th, 2011 5:08 PM Dave Your Mortgage Guy.com Testimonial- Millers Posted by David Krichmar on July 6th, 2011 10:29 AM Lowe’s Loves Realtors!! Check out their Program for Realtors. Posted by David Krichmar on July 6th, 2011 9:31 AM June 2011 How to Shop for Cheaper Electric in Houston, Sugar Land, Katy, Conroe, The Woodlands, Kingwood, Spring, Pearland, Texas. Know Your Options!! Posted by David Krichmar on June 28th, 2011 12:32 PM 7 Simple Steps to Build and Promote Your Facebook Fan Page Posted by David Krichmar on June 28th, 2011 10:51 AM Charles B. Stewart West Branch Library in Montgomery, Texas. WOW!! Posted by David Krichmar on June 27th, 2011 3:42 PM The Best Social Media Book For Realtors and its…….. Free. Soci@l Posted by David Krichmar on June 23rd, 2011 5:15 PM I have a H1B Visa Can I Get A Mortgage in Texas?? Posted by David Krichmar on June 23rd, 2011 1:32 PM That Mortgage Pre-Approval Letter Ain’t Tellin You Nothin! 5 questions to ask the Lender Posted by David Krichmar on June 23rd, 2011 12:47 PM How to Use LinkedIn to Generate Real Estate Business Posted by David Krichmar on June 21st, 2011 4:28 PM The Difference Between VA Loan Eligibility and VA Loan Approval in Fort Bend, Harris, Brazoria, Montgomery County or anywhere in Texas Posted by David Krichmar on June 17th, 2011 9:39 AM After Loan Approval....DON'T BREATH AT ALL UNTIL YOU CLOSE! Posted by David Krichmar on June 17th, 2011 9:38 AM Fireworks are Banned in New Territory, Sugar Land Texas Posted by David Krichmar on June 15th, 2011 4:54 PM Please “like” DaveYourMortgageGuy.com’s Facebook Page!! Posted by David Krichmar on June 15th, 2011 4:38 PM Fannie Mae trying to sell even more homes with $1200 incentive to Realtors!! Posted by David Krichmar on June 14th, 2011 7:56 PM 5 Awesome Tips to Improve Your Linkedin Profile Posted by David Krichmar on June 14th, 2011 10:48 AM Realtors 5 Reasons You Must Be on ActiveRain!! Posted by David Krichmar on June 12th, 2011 6:25 PM Your Bank Statements Can Be Your Best Friend or Worse Enemy when getting a Mortgage Posted by David Krichmar on June 12th, 2011 5:55 PM Coolest Dad Ever!! Wore A Costume Every Day of the School Year Posted by David Krichmar on June 7th, 2011 12:46 PM FHA Loans Under 640 in Texas. Know Your Options!! Posted by David Krichmar on June 6th, 2011 5:32 PM 3% Down Payment for Conventional Loans in Sugar Land, Conroe, Katy, Pearland, Houston, The Woodlands or anywhere in Texas Posted by David Krichmar on June 6th, 2011 1:54 PM 3% Down Payment for Conventional Loans in Fort Bend, Harris, Brazoria, Montgomery County or any where in Texas. Posted by David Krichmar on June 6th, 2011 1:39 PM 10 Free Tools to Make Blogging Easier Posted by David Krichmar on June 3rd, 2011 4:04 PM May 2011 Texas Expected to Ban Real Estate Transfer Fees Posted by David Krichmar on May 27th, 2011 3:09 PM 5 Easy Tips to Improving your Website Now!! Posted by David Krichmar on May 26th, 2011 5:12 PM How to Use Twitter. I finally figure it out!!!! Sort Of Posted by David Krichmar on May 16th, 2011 12:11 PM Princess Night at Chick- Fil-A in Sugar Land Texas. A Great Event Posted by David Krichmar on May 15th, 2011 11:03 AM Please I’m Begging You to Take This Home Buyer Tax Credit!!!!! MCC Posted by David Krichmar on May 9th, 2011 5:15 PM Dave Your Mortgage Guy.com Testimonial- Hines Posted by David Krichmar on May 9th, 2011 11:52 AM How to Make a QR Code for Any Webpage or Website! Posted by David Krichmar on May 7th, 2011 8:42 PM How to make a Short Link for a Webpage and monitor the Traffic!! Make Short Posted by David Krichmar on May 2nd, 2011 11:46 AM April 2011 Which Mortgage is Best for Me.... FHA, VA or Conventional Posted by David Krichmar on April 30th, 2011 10:12 AM How Much Can the Seller Pay of my Closing Costs?? Posted by David Krichmar on April 27th, 2011 4:45 PM 5 Unique and Beautiful Images of Telfair!! Sugar Land, Texas Photos Posted by David Krichmar on April 25th, 2011 7:57 PM Mortgage Payment Flyer For Selling Your Home. For Sale By Owner, FSBO Posted by David Krichmar on April 20th, 2011 8:29 PM 0% Down Payment for Tara Sub-division of Richmond, Texas 77469, USDA Loans Posted by David Krichmar on April 20th, 2011 7:22 PM VIDEO TUTORIAL: How to add SOCIAL MEDIA BUTTONS to your SIGNATURE !! Posted by David Krichmar on April 19th, 2011 1:20 PM Make Your Own Link Buttons Posted by David Krichmar on April 18th, 2011 2:57 PM 6 Great Tips to Improving your Internet Presence. SEO Posted by David Krichmar on April 18th, 2011 2:45 PM A True Fort Bend County Legend: Larry Callies Posted by David Krichmar on April 14th, 2011 3:09 PM How to set up a "Google Me" Link !! Step by Step Video Posted by David Krichmar on April 13th, 2011 8:45 AM Fantastic Video of The Woodlands, Texas. Posted by David Krichmar on April 5th, 2011 2:04 PM March 2011 5 Reasons Why You have To Be On Twitter. TWEET TWEET Posted by David Krichmar on March 31st, 2011 3:54 PM Reasons Why You have To Be On Twitter. TWEET TWEET Posted by David Krichmar on March 31st, 2011 3:53 PM Prezi is PowerPoint on Steroids!! Check it Out! Posted by David Krichmar on March 24th, 2011 12:15 PM FHA loans with no credit score In Texas. Min 20% down payment Posted by David Krichmar on March 14th, 2011 4:36 PM USDA Loans in Texas are Changing 10/1/11, Monthly Mortgage will increase Posted by David Krichmar on March 10th, 2011 1:16 PM Images of New Territory, Sugar Land Texas Posted by David Krichmar on March 9th, 2011 5:02 PM Acumen Roofing puts on a Roof for a Needy Family. Amazing Story Posted by David Krichmar on March 2nd, 2011 2:28 PM Free Ebook on Facebook Page Marketing. Great Info on how to improve your Page. Posted by David Krichmar on March 1st, 2011 1:18 PM February 2011 Fort Bend County named 2nd fastest growing county in Texas. 2010 Census Posted by David Krichmar on February 24th, 2011 3:18 PM $10 Coupon for Maggiano’s and $5 coupon for Chili’s Posted by David Krichmar on February 16th, 2011 12:54 PM 5 Great Ways To Make Sure Your Mortgage Gets Denied Posted by David Krichmar on February 15th, 2011 7:06 PM FHA Monthly Mortgage Insurance is Increasing April 18th, 2011 Posted by David Krichmar on February 15th, 2011 10:32 AM City of Grand Prairie MCC Homebuyer Tax Credit program Posted by David Krichmar on February 10th, 2011 11:01 AM City of Garland MCC HomeBuyer Tax Credit Program. Posted by David Krichmar on February 10th, 2011 10:33 AM Do NOT Dispute Your Credit Accounts If You Want A Mortgage! Posted by David Krichmar on February 7th, 2011 12:43 PM The FHA 15 Year Mortgage is an Amazing Program and Will Save You Money!! Posted by David Krichmar on February 7th, 2011 12:25 PM January 2011 What is the Homepath Morgage Program.. Fannie Mae Foreclosures Posted by David Krichmar on January 27th, 2011 4:21 PM Jumbo Loans for Veterans. VA Mortgages Posted by David Krichmar on January 27th, 2011 3:13 PM DaveYourMortgageGuy.com is the #1 Mortgage Company in Houston, Texas. 2010 Posted by David Krichmar on January 24th, 2011 11:48 AM How to find out if a House Qualifies for a USDA loan. Rural Homes Posted by David Krichmar on January 24th, 2011 11:09 AM How To Find Out if That Condo is Approved for a VA loan Posted by David Krichmar on January 20th, 2011 2:23 PM C is for Condo, T is for Townhome. Pay Attention to which it is in Houston Texas Posted by David Krichmar on January 19th, 2011 7:07 PM When is getting a Second Mortgage the best option for you... Posted by David Krichmar on January 17th, 2011 12:59 PM Houston is #5 for Best Places for College Grads Posted by David Krichmar on January 17th, 2011 11:18 AM HUD extends the Expiration Date of FHA condo Approvals. Know Your Dates Posted by David Krichmar on January 14th, 2011 9:01 AM Forbes has Voted Houston #10 for Most Affordable City to Live in Posted by David Krichmar on January 13th, 2011 1:22 PM Don’t miss the Sugar Land Home and Garden Show Jan 15th and 16th Posted by David Krichmar on January 7th, 2011 5:41 PM Do you need a Loan for Home Improvements or Repairs.... FHA 203k Posted by David Krichmar on January 7th, 2011 12:32 PM Houston Area is #10 for Best Real Estate Long Term Investment Posted by David Krichmar on January 3rd, 2011 10:23 AM December 2010 Mortgage Insurance is Tax Deductible thru 2011 Posted by David Krichmar on December 28th, 2010 5:28 PM 3% down payment For Conventional loans up to $417k Posted by David Krichmar on December 28th, 2010 1:12 PM Is Your Mortgage Black or Red? Posted by David Krichmar on December 20th, 2010 3:24 PM Don’t Miss “Princess Christmas” at Fort Bend Theatre Now thru Dec 19th, 2010 Posted by David Krichmar on December 16th, 2010 11:33 AM Christmas Tree Recycling Program for Sugar Land Residents Posted by David Krichmar on December 16th, 2010 10:51 AM 8 Easy Ways to get more People to Read Your Content Posted by David Krichmar on December 16th, 2010 10:05 AM You can now get a FHA loan down to a 580 credit score in Texas!! Posted by David Krichmar on December 15th, 2010 12:19 PM Please Help Save Wikipedia!! Posted by David Krichmar on December 14th, 2010 12:33 PM Fort Bend County Residents can receive toys from “Toys For Tots” program Posted by David Krichmar on December 10th, 2010 1:19 PM When Refinancing your Mortgage do lenders/banks base your home value off of the Appraisal District Value.... Nope Posted by David Krichmar on December 9th, 2010 4:01 PM Where does your Website’s Traffic come from?? Find out with Google Analytics Posted by David Krichmar on December 9th, 2010 10:56 AM 5 ways to get more business off of Facebook Posted by David Krichmar on December 8th, 2010 4:40 PM How do you know if your roof has been damaged by a storm? Posted by David Krichmar on December 8th, 2010 11:25 AM Will Insurance pay for the Replacement of my Roof....ask Fred Posted by David Krichmar on December 3rd, 2010 9:11 AM How to Read Your Appraisal Report, Houston Texas Posted by David Krichmar on December 1st, 2010 10:49 AM November 2010 Free Ebook on Better Business Blogging in 2011 Posted by David Krichmar on November 30th, 2010 8:18 PM 35 ways to Market your Blog and Website Posted by David Krichmar on November 30th, 2010 7:48 PM You have to try the Black Walnut Café in Sugar Land!! Posted by David Krichmar on November 30th, 2010 1:09 PM Access your Files from anywhere with DropBox.com. Awesome Program!! Posted by David Krichmar on November 16th, 2010 5:49 PM Meet Mickey Mouse and his Friends Dec 4th at Parkway United Methodist in Sugar Land Posted by David Krichmar on November 14th, 2010 4:18 PM Please Vote DaveYourMortgageGuy.com Best Mortgage Co in Houston Posted by David Krichmar on November 11th, 2010 8:14 AM Finance the Repairs/Improvements of the home you are buying or own with the FHA 203k Mortgage Posted by David Krichmar on November 8th, 2010 9:44 AM Freddie Mac First Look Initiative Gives Homebuyers the first chance on Foreclosures Posted by David Krichmar on November 5th, 2010 1:52 PM October 2010 Know your Appraisal options. Appraisal Form 1004, 2055, 2075 Posted by David Krichmar on October 28th, 2010 1:46 PM Do you need a Fairy to help fix your Credit? Posted by David Krichmar on October 20th, 2010 9:25 AM 10 Energy Efficient Money Saving Tips that take no time at all to Install Posted by David Krichmar on October 18th, 2010 4:05 PM When will the appraisal HVCC process expire or be terminated??? Posted by David Krichmar on October 14th, 2010 8:46 AM Don’t Miss the Movie “Monsters vs. Aliens” at Sugar Land Town Square Oct 16th. Posted by David Krichmar on October 12th, 2010 9:24 AM How much home does $300,000 buy you in Houston, Texas? Posted by David Krichmar on October 11th, 2010 1:56 PM If Your Credit Score is Under a 640 You May Still be able to get a FHA Mortgage! Posted by David Krichmar on October 11th, 2010 1:22 PM September 2010 Save up to 50% off a HUD Foreclosure if you are a Police Officer, Teacher, Firefighter or EMT. Good Neighbor Next Door Program Posted by David Krichmar on September 30th, 2010 9:25 PM Houston is #10 in High Paying Jobs Posted by David Krichmar on September 23rd, 2010 3:31 PM USDA has FUNDS!!!!! Posted by David Krichmar on September 23rd, 2010 3:10 PM The 3.8% Real Estate Tax Rumor(s) and what you need to know Posted by David Krichmar on September 22nd, 2010 12:47 PM The 20 year Mortgage could be a Hidden Treasure for you. Buying or Refinancing a Home Posted by David Krichmar on September 22nd, 2010 12:05 PM Reminder: FHA monthly Mortgage Insurance is Increasing Oct 4th. Posted by David Krichmar on September 21st, 2010 8:53 AM Sugar Land Mortgage Video Posted by David Krichmar on September 13th, 2010 11:26 AM Top Ten Mexican Restaurants in Houston by CitySearch.com. Posted by David Krichmar on September 8th, 2010 7:45 PM Robots are Invading The Houston Museum of Natural Science in Sugar Land, Oct 24th!!! Posted by David Krichmar on September 8th, 2010 3:53 PM You have to check out Café TH today!! Best Vietnamese food in Houston Posted by David Krichmar on September 8th, 2010 10:06 AM DaveYourMortgageGuy.com's Video Posted by David Krichmar on September 7th, 2010 5:49 PM Do you Love Antiques and Kemah... You are going to have a blast Nov 4-7 Posted by David Krichmar on September 4th, 2010 8:16 PM Don’t Miss The Historic Montgomery Wine and Food Trail on Sept 25th!! Posted by David Krichmar on September 4th, 2010 7:57 PM Don’t Miss Sip N Stroll in Katy Sept 23rd!! Posted by David Krichmar on September 4th, 2010 7:31 PM Coco loves Natural Pawz in Sugar Land. And so will your dog Posted by David Krichmar on September 1st, 2010 9:53 AM August 2010 “Taste of Sugar Land” Don’t Miss it Nov. 14th!!! Posted by David Krichmar on August 31st, 2010 5:22 PM Your Fulshear Mortgage Lender. Get the Service You Expect! Posted by David Krichmar on August 31st, 2010 4:46 PM Your Katy Mortgage Lender. Get the Service you Expect! Posted by David Krichmar on August 31st, 2010 4:33 PM Your Pearland Mortgage Lender. Get the Service you Expect! Posted by David Krichmar on August 31st, 2010 11:02 AM Your Woodlands Mortgage Lender. Get the Service You Expect! Posted by David Krichmar on August 31st, 2010 10:58 AM Yep You Guessed it, American’s Want Smaller Homes. Posted by David Krichmar on August 30th, 2010 11:29 AM Super Low Jumbo Mortgage Rates are Helping the High End Home Market Posted by David Krichmar on August 25th, 2010 5:25 PM Your Sugar Land Mortgage Lender. Get the Service you Expect! Posted by David Krichmar on August 25th, 2010 3:59 PM Stop and Think before You plan to Change Your Credit Scores!!!!! Posted by David Krichmar on August 24th, 2010 10:22 PM McMansions are Dead! Smaller Homes are the future. Posted by David Krichmar on August 24th, 2010 3:19 PM Right of Offset..Yet Another Trick Up The Banks Sleeve Posted by David Krichmar on August 23rd, 2010 4:44 PM You Need to Refinance Your FHA Mortgage Before October 4th! Posted by David Krichmar on August 23rd, 2010 9:18 AM I Just Paid $8.00 for 48 rubber bands. Am I an Idiot??? Posted by David Krichmar on August 19th, 2010 4:45 PM Add Your Phone Number to the Do Not Call List. Posted by David Krichmar on August 19th, 2010 12:32 PM Houston ( Sugar Land ), Texas is the 3rd Most Stressed out City Posted by David Krichmar on August 19th, 2010 11:54 AM 8 Great Reasons to Refinance Your Mortgage Posted by David Krichmar on August 17th, 2010 8:08 PM Texas is #2 in Nation for Highest Closing Costs for a Mortgage, but is this true?? Posted by David Krichmar on August 17th, 2010 7:18 PM How to Relocate to Texas and do it “Green”!! Posted by David Krichmar on August 17th, 2010 4:25 PM Dave Your Mortgage Guy (.com) has gone GREEN!! Paperless Posted by David Krichmar on August 16th, 2010 11:32 AM Shop for Lower Electric Rates in Texas Posted by David Krichmar on August 16th, 2010 9:49 AM Search REMAX.Com with New Mobile Browser! Posted by David Krichmar on August 12th, 2010 11:01 AM 10 Life Lessons My Father Larry Krichmar Taught Me Posted by David Krichmar on August 11th, 2010 2:43 PM Woodforest development in Montgomery County, Texas Posted by David Krichmar on August 10th, 2010 6:27 PM Sugar Land police are investigating several thefts involving a man posing as a police officer. Posted by David Krichmar on August 10th, 2010 11:07 AM Fort Bend County Appraisal District getting sued for not using Foreclosures to get values Posted by David Krichmar on August 9th, 2010 6:34 PM Houston Man battles HOA over the use of Burglar Bars Posted by David Krichmar on August 9th, 2010 5:58 PM Fort Bend and Stafford School District get their Ratings Posted by David Krichmar on August 9th, 2010 10:20 AM FHA Mortgage Insurance is Changing. A MUST READ Posted by David Krichmar on August 7th, 2010 10:35 AM Fort Bend County is #5 in Nation for Job Growth. Missouri City, Texas #21 Best Place to Live! Posted by David Krichmar on August 5th, 2010 11:10 AM Are you trying to Avoid Foreclosure... www.KnowYourOptions.com Posted by David Krichmar on August 4th, 2010 7:33 PM Pay Attention to Your Credit Cards Fees, They maybe trying to trick you. Posted by David Krichmar on August 4th, 2010 12:21 PM Conroe Market Report Posted by David Krichmar on August 3rd, 2010 12:41 PM 16 straight months of inventory drop in Steiner Ranch, Austin, TX!!! Posted by David Krichmar on August 3rd, 2010 12:30 PM Top 10 Cities with the Lowest Cost of Living, McAllen and Harlingen make the List Posted by David Krichmar on August 2nd, 2010 1:02 PM July 2010 5 Things you SHOULD always RECYCLE Posted by David Krichmar on July 30th, 2010 10:35 AM The Woodlands Posted by David Krichmar on July 29th, 2010 12:12 PM You have a chance to win a $25 Gift Card when parking at Town Square in Sugar Land Posted by David Krichmar on July 28th, 2010 5:20 PM Man fights to park in his own Driveway Posted by David Krichmar on July 28th, 2010 2:39 PM Now Is The Best Time to Buy a Home or Refinance Your Home Posted by David Krichmar on July 28th, 2010 1:48 PM THE WOODLANDS HIGH SCHOOL RECEIVES TOP HONOR! Posted by David Krichmar on July 28th, 2010 10:03 AM Houston Real Estate Market Report – June 2010 Posted by David Krichmar on July 27th, 2010 10:32 AM Your Child(and you) will LOVE Stomping Grounds Playland in Sugar Land, Texas Posted by David Krichmar on July 26th, 2010 5:44 PM Top 10 Real Estate Web Sites- based on Visits Posted by David Krichmar on July 26th, 2010 12:26 PM Don Narcisse is being inducted into the CFL Hall of Fame. Class of 2010 Posted by David Krichmar on July 23rd, 2010 12:45 PM FHA Case Numbers- What you need to know and how it affects you Posted by David Krichmar on July 23rd, 2010 11:48 AM Cost Savings Tips for Second Home Buyers Posted by David Krichmar on July 21st, 2010 4:54 PM FHA Seller contribution going from 6% to 3%- you have a vote on this!! Posted by David Krichmar on July 21st, 2010 12:46 PM Combating Mosquitoes in Pearland and Sugar Land! Posted by David Krichmar on July 21st, 2010 9:41 AM 30 Ways to Save Money on Utilities Posted by David Krichmar on July 20th, 2010 9:25 AM Potential "HomeBuyer" arrested for Jewelry Theft in Texas!!! Posted by David Krichmar on July 19th, 2010 3:27 PM Can You Live in 89 Square Feet? Posted by David Krichmar on July 19th, 2010 1:41 PM Over 1 Million homes to be foreclosed on this year Posted by David Krichmar on July 15th, 2010 8:04 PM NEVER Pressure Wash A Deck! Posted by David Krichmar on July 15th, 2010 12:07 PM Grade Your Real Estate Website for Free!! Posted by David Krichmar on July 15th, 2010 9:59 AM 10 ways to reduce your Electric Bill Posted by David Krichmar on July 8th, 2010 12:02 PM Its Official, President Obama has signed the Home Buyer tax credit extension. Posted by David Krichmar on July 2nd, 2010 4:21 PM How to Find out if that Condo is FHA Approved. Posted by David Krichmar on July 2nd, 2010 9:25 AM June 2010 The Senate has approved the Homebuyer Tax Credit Extension. Now for the President to sign it. Posted by David Krichmar on June 30th, 2010 9:45 PM The $8000 Home Buyer Tax Credit is NOT Extended. Posted by David Krichmar on June 25th, 2010 12:37 PM 6 tips to improve your Real Estate Facebook Page. FREE BOOK Posted by David Krichmar on June 24th, 2010 10:47 AM Top 5 Reasons for Buying a Home in Pearland Posted by David Krichmar on June 22nd, 2010 2:37 PM Houston is a Great Place to live!! Posted by David Krichmar on June 21st, 2010 11:16 AM Tax credit has been extended for buyers with contracts by April 30th Posted by David Krichmar on June 17th, 2010 9:13 AM FHA’s Monthly Mortgage Insurance looking to Increase! Posted by David Krichmar on June 14th, 2010 2:22 PM Lowe's Realtor Program-Great Benefits Posted by David Krichmar on June 8th, 2010 11:00 AM May 2010 North Central Texas Mortgage Credit Certificate Tax Credit program (MCC) now has Funds!! Posted by David Krichmar on May 30th, 2010 2:40 PM Northwest Central Texas Mortgage Credit Certificate Tax credit program (MCC) has Funds!! Posted by David Krichmar on May 30th, 2010 2:32 PM Disputed accounts on Your Credit Report are now a problem! Posted by David Krichmar on May 25th, 2010 9:50 AM City of McKinney Mortgage Credit Certificate tax credit program (MCC) has funds! Posted by David Krichmar on May 21st, 2010 11:06 AM Tarrant County Mortgage Credit Certificate tax credit program (MCC) has funds! Posted by David Krichmar on May 21st, 2010 11:01 AM Denton County Mortgage Credit Certificate tax credit program (MCC) has funds! Posted by David Krichmar on May 20th, 2010 2:20 PM Fort Bend County Mortgage Credit Certificate tax credit program (MCC) has funds! Posted by David Krichmar on May 20th, 2010 2:19 PM City of Dallas Mortgage Credit Certificate tax credit program (MCC) has funds! Posted by David Krichmar on May 20th, 2010 2:08 PM Montgomery County Mortgage Credit Certificate tax credit program (MCC) has funds! Posted by David Krichmar on May 20th, 2010 1:53 PM As of June 1st, a credit report will be pulled right before closing. A MUST READ! Posted by David Krichmar on May 17th, 2010 8:57 AM USDA Funds are Exhausted Posted by David Krichmar on May 14th, 2010 10:48 AM Excellent Marketing Effort - Chase 1% Cash Back on New Chase Mortgages Posted by David Krichmar on May 10th, 2010 9:51 AM Don't worry if you missed out on the $8000 or $6500 homebuyer tax credit. This tax credit is even Better!! Posted by David Krichmar on May 3rd, 2010 9:55 AM April 2010 USDA Mortgages should have funds soon!! Posted by David Krichmar on April 28th, 2010 11:08 AM Southwyck Golf Club in Pearland Scores In The Top 3 Posted by David Krichmar on April 20th, 2010 10:05 AM Fannie Mae is getting tougher with Buyers who have past Foreclosures and want a new Mortgage. Posted by David Krichmar on April 15th, 2010 10:51 AM FHA now accepts Electronic Signatures on Purchase Contracts(Docusign) Posted by David Krichmar on April 13th, 2010 11:40 AM Is that credit report really FREE??? Posted by David Krichmar on April 6th, 2010 11:21 AM Houston is #2 for lowest interest rates and mortgage delinquency Posted by David Krichmar on April 1st, 2010 12:42 PM March 2010 WEST UNIVERSITY PLACE, HOUSTON, TX HOME SALES - MARKET REPORT MARCH 2010 Posted by David Krichmar on March 30th, 2010 10:50 AM BELLAIRE, TX - HOME SALES - MARKET REPORT - MARCH, 2010 Posted by David Krichmar on March 30th, 2010 10:41 AM HOUSTON TEXAS HOME SALES - MARKET REPORT MARCH 2010 Posted by David Krichmar on March 30th, 2010 10:37 AM MONTROSE, HOUSTON, TX HOME SALES - MARKET REPORT - MARCH 2010 Posted by David Krichmar on March 30th, 2010 10:33 AM MEYERLAND SUBDIVISION HOMES SALES, HOUSTON, TX - MARKET REPORT -MARCH 2010 Posted by David Krichmar on March 30th, 2010 10:24 AM Another Great Tip to Lower your Electric or Gas Bill Posted by David Krichmar on March 29th, 2010 12:21 PM First Time Home Buyer Tax credit for Military members extended for a year!!! Posted by David Krichmar on March 25th, 2010 2:35 PM Short Sale Transactions to get easier April 5th Posted by David Krichmar on March 23rd, 2010 12:46 PM FHA Loans Love Parents. Good Info to know Posted by David Krichmar on March 19th, 2010 10:02 AM Funds for the USDA mortgage program have almost run out!! Posted by David Krichmar on March 11th, 2010 2:08 PM Is there a Sex Offender in your Neighborhood.... find out Posted by David Krichmar on March 10th, 2010 12:12 PM 2nd mortgages do exist. I promise!! Posted by David Krichmar on March 8th, 2010 1:44 PM Austin Texas Sold Statistics for February 2010 - Includes Austin, Cedar Park, Leander, Manor, Pflugerville, & Round Rock Posted by David Krichmar on March 5th, 2010 5:30 PM Home Affordable Refinancing Program Deadline Given One Year Extension Posted by David Krichmar on March 5th, 2010 5:00 PM FHA 90 day rule(anti flipping) has changed. And its good news. A must Read Posted by David Krichmar on March 3rd, 2010 6:34 PM Which Immigration Visa's can a buyer have to still get a mortgage?? Posted by David Krichmar on March 1st, 2010 8:07 PM HomePath mortgage program for Fannie Mae Foreclosures Posted by David Krichmar on March 1st, 2010 3:59 PM March 2012 (10) February 2012 (11) January 2012 (14) December 2011 (7) November 2011 (8) October 2011 (9) September 2011 (12) August 2011 (9) July 2011 (11) June 2011 (20) May 2011 (8) April 2011 (11) March 2011 (8) February 2011 (8) January 2011 (13) December 2010 (15) November 2010 (8) October 2010 (7) September 2010 (15) August 2010 (34) July 2010 (23) June 2010 (8) May 2010 (13) April 2010 (6) March 2010 (17) February 2010 (15) My Favorite Blogs: Sites That Link to This Blog:

David Krichmar NMLS#293883

Weststar Mortgage Corporation #93243 dba Core Lending

If you are looking for a FHA, VA, USDA, Homepath, Conventional, Jumbo, Construction, FHA 203k mortgage in Fort Bend County, Sugar Land, Houston, Katy, Harris County, Brazoria County, Pearland, Bellaire, West University, The Woodlands, Kingwood, Friendswood, Galveston, Clear Lake, Fulshear, Tomball, Spring, Conroe, Montgomery County or anywhere in Texas I am your GUY!