My New Blog

Antiques by the Bay will be November 4^th thru the 7^th.  This is the 2^nd year and will be held at two locations: The Central Plaza and The Jimmie Walker Community Center.  Admission is free and make sure not to miss these highlights:

• On the 4^th will be the " Under the Kemah Stars Premiere Night".  This event has admission price of $10, but benefits the RJH Foundation
• On the 7^th don't miss "Opinion Day with Paul Wishnow The Antique Man".  From 1pm to 5pm
• "Cabin Fever Glass Grinder"  will be going on from Thursday thru the whole show
• Friday and Sat, don't miss the book signing of "Finding Heroes" by Byron Starr

There is way too much going on for me to write it all here, so for more info check out www.antiquesbythebaykemah.com.  

You are not going to want to miss the 5^th annual Historic Montgomery Wine and Food Trail, Sept 25^th.  Not only is it free but you will also get great live music from The Jazz Band, The Zach Tate Band, P.J. Price and Kevin Black.  Artists will be selling handcrafted items such as jewelry and paintings.  For $20 you can get the wine tasting package that will include 20 different Texas wineries.  And don't worry, the Kids will fun too.  There will be fun jumps, face paintings, bungee run and the Famous Grape Stomp for the little ones. 

The funds from this event will benefit historic Montgomery revitalization projects and local charities.  Don't miss the chance to have a great time at the birth place of the Texas Lone Star Flag!!  For more info on this event and Montgomery, check out their website www.hmba.biz.  

September 23^rd, 2010 will be the first annual Sip N Stroll in Katy.  It will be a great event for the Cinco Charities.  This event will be a wine tasting event with 20 tasting stations.  It will also include restaurant and chief demos, beer garden, live music and a silent auction.  Sip N Stroll will be held at the beautiful Villagio Town Center located in Cinco Ranch.  Tickets will be $25 and limited to 1,000, so get your tickets now!!!  For more information on this great event check out their website.  And for information on Cinco Charities. 

Well, it is safe to say Coco is a Diva.  She will only eat the best.  Which forces me to buy her the best.  Where do I do this???  At a big chain, nope at a local store that prides themselves on carrying the best food and treats for your pet.  Natural Pawz!!  Natural Pawz has:

Natural Food and Treats- none of their products contain soy, corn, wheat, or by-products.  None have been recalled. 

Holistic Health Solutions

Nutritional Consultants- Does your dog have a food allergy??  If so they can help you with what diet works best for your pet

Supplies and Accessories- aka Toys!!  Lots of cool toys

Grooming- it's the only store you need for your pet

Coco isn't really a Diva, maybe I just want the best for her.  If you are the same way check out Natural Pawz.  They have 6 locations in Houston: Sugar land, Galleria, Bellaire, Tomball and 2 in the Woodlands. Check Them Out Today!!

November 14^th the Safari Texas Ranch will be holding the "Taste of Sugar Land".  This is a great fundraiser for the East Fort Bend Human Needs Ministry and the Fort Bend Family Promise.  Not to mention the great food that will be showcased there by local Restaurants.  And "For Heaven's Sake" a Blue Grass Band will be giving you music to move your feet.  Tickets are $30 for Adults and $10 for kids.  There will also be Auctions.  For more Info and tickets check out Taste of Sugar Land.  And for information on the Safari Texas Ranch. Folks if you live in the Sugar Land/ Fort Bend County area, do not miss this event!!

Getting a mortgage to buy your dream home or refinance that home is a major financial decision. When making this decision, you do not want to just go with a company on the Internet that advertises a lower rate. There is more to expect from a lender, then just an advertised rate. Here is just some of the things that separates me from my competition:

•  I am available 7 days a week, not just 9-5 (bank hours)
•  I have my own FHA and Conventional underwriter, allowing me to get answers quicker. And close your loans quicker
•  I am local, not a long distance lender. I am right here to help you.
•  Approved to do the MCC tax Credit. Ask me about this great tax credit.
•  Approved to do FHA,VA, USDA and conventional mortgages.
•  Underwriting and closing are just some of the aspects of the mortgage process I have experience in.
•  I go to all my closings. A mortgage is an important financial decision, I would want my mortgage person there with me.
•  I have been in this business since I was 19. So for over 12+ years, this is all I know!
•  I can provide the lowest rates possible with competitive fees
•  I have helped families get approved for their mortgage, when other companies denied them.
•  I keep all parties informed during the process. You, your Realtor, seller's agent(if you would like).

Making your life easier. These are just some of the services I provide, that my competitors do not. Please also checkout what past clients have said about their experience with me: Testimonials.

Getting a mortgage to buy your dream home or refinance that home is a major financial decision. When making this decision, you do not want to just go with a company on the Internet that advertises a lower rate. There is more to expect from a lender, then just an advertised rate. Here is just some of the things that separates me from my competition:

•  I am available 7 days a week, not just 9-5 (bank hours)
•  I have my own FHA and Conventional underwriter, allowing me to get answers quicker. And close your loans quicker
•  I am local, not a long distance lender. I am right here to help you.
•  Approved to do the MCC tax Credit. Ask me about this great tax credit.
•  Approved to do FHA,VA, USDA and conventional mortgages.
•  Underwriting and closing are just some of the aspects of the mortgage process I have experience in.
•  I go to all my closings. A mortgage is an important financial decision, I would want my mortgage person there with me.
•  I have been in this business since I was 19. So for over 12+ years, this is all I know!
•  I can provide the lowest rates possible with competitive fees
•  I have helped families get approved for their mortgage, when other companies denied them.
•  I keep all parties informed during the process. You, your Realtor, seller's agent(if you would like).

Making your life easier. These are just some of the services I provide, that my competitors do not. Please also checkout what past clients have said about their experience with me: Testimonials.

Getting a mortgage to buy your dream home or refinance that home is a major financial decision. When making this decision, you do not want to just go with a company on the Internet that advertises a lower rate. There is more to expect from a lender, then just an advertised rate. Here is just some of the things that separates me from my competition:

•  I am available 7 days a week, not just 9-5 (bank hours)
•  I have my own FHA and Conventional underwriter, allowing me to get answers quicker. And close your loans quicker
•  I am local, not a long distance lender. I am right here to help you.
•  Approved to do the MCC tax Credit. Ask me about this great tax credit.
•  Approved to do FHA,VA, USDA and conventional mortgages.
•  Underwriting and closing are just some of the aspects of the mortgage process I have experience in.
•  I go to all my closings. A mortgage is an important financial decision, I would want my mortgage person there with me.
•  I have been in this business since I was 19. So for over 12+ years, this is all I know!
•  I can provide the lowest rates possible with competitive fees
•  I have helped families get approved for their mortgage, when other companies denied them.
•  I keep all parties informed during the process. You, your Realtor, seller's agent(if you would like).

Making your life easier. These are just some of the services I provide, that my competitors do not. Please also checkout what past clients have said about their experience with me: Testimonials.

Getting a mortgage to buy your dream home or refinance that home is a major financial decision. When making this decision, you do not want to just go with a company on the Internet that advertises a lower rate. There is more to expect from a lender, then just an advertised rate. Here is just some of the things that separates me from my competition:

•  I am available 7 days a week, not just 9-5 (bank hours)
•  I have my own FHA and Conventional underwriter, allowing me to get answers quicker. And close your loans quicker
•  I am local, not a long distance lender. I am right here to help you.
•  Approved to do the MCC tax Credit. Ask me about this great tax credit.
•  Approved to do FHA,VA, USDA and conventional mortgages.
•  Underwriting and closing are just some of the aspects of the mortgage process I have experience in.
•  I go to all my closings. A mortgage is an important financial decision, I would want my mortgage person there with me.
•  I have been in this business since I was 19. So for over 12+ years, this is all I know!
•  I can provide the lowest rates possible with competitive fees
•  I have helped families get approved for their mortgage, when other companies denied them.
•  I keep all parties informed during the process. You, your Realtor, seller's agent(if you would like).

Making your life easier. These are just some of the services I provide, that my competitors do not. Please also checkout what past clients have said about their experience with me: Testimonials.

www.CnnMoney.com recently did an article on how Americans are wanting smaller homes. As they put it “After years of growth, the Census Bureau recently reported that median new home size fell to 2,135 square feet in 2009 after peaking at more than 2,300 earlier in the decade. The article also points out ”that consumers don't ask for as much for spaces devoted to single purposes, such as media rooms for watching videos and game rooms for shooting pool. Instead, the requests are for rooms with shared uses.”.

This article also took the time to point out that American’s are adding appliances. 90% of all homes have centralized AC. Which seems weird, I would assume it would be 100%. Who would build a new home and not have centralized AC?? 63% of all homes have centralized ac, up from 52% a decade ago.

While this article is good reading. We all should know this was coming. America’s Economy is going thru a hard time. With this change, comes Americans adapting. We all need to think more wisely about our financial decision and save money where ever we can. This is the biggest example of this. Even after the economy bounces back, I believe we will all have learned a HUGE lesson. Bigger is not always betters!